Safe retirement income for Kern County retirees. Grow your money with market gains, never lose from market crashes. Guaranteed income you can't outlive.
Running out of money in retirement. Stock market crashes can wipe out decades of savings overnight. Bank CDs barely beat inflation. Social Security isn't enough.
Bakersfield retirees need guaranteed income that lasts as long as they do—without risking their life savings to market volatility.
A financial product designed specifically to solve these problems—principal protection, market-linked growth, and guaranteed lifetime income for Bakersfield retirees.
The safety of a bank CD combined with stock market growth potential—without the risk. Here's how Kern County retirees use FIAs to create guaranteed retirement income.
Transfer retirement funds ($25K-$1M+) into a fixed indexed annuity with principal protection.
When the S&P 500 rises, you earn a percentage of gains (subject to cap rate, typically 5-8%).
When the market crashes, you earn 0%—never lose money. Previous gains are locked in forever.
Convert to guaranteed lifetime income—monthly checks for life, no matter how long you live.
Result: Bakersfield retirees grow their money when markets rise and stay protected when markets crash. Zero losses, guaranteed gains locked in.
Safety, growth, and guaranteed lifetime income—all in one Kern County retirement solution.
Your money is guaranteed safe—never lose from market crashes. Perfect for risk-averse Bakersfield retirees who can't afford losses.
Earn gains when the stock market rises (typically 5-8% annually). Outperform CDs and savings accounts for Kern County retirees.
Convert to monthly income you can never outlive. Whether you live to 85 or 105, the checks keep coming for Bakersfield retirees.
No annual taxes on growth until withdrawal. Compound faster than taxable accounts for Kern County investors.
Unlike managed accounts or mutual funds, FIAs have zero ongoing fees. Keep more of your Bakersfield retirement money.
Remaining account value passes to your Kern County beneficiaries—never forfeited to the insurance company.
Get answers to the most common questions from Kern County retirees about fixed indexed annuities.
See how fixed indexed annuities can provide guaranteed lifetime income for your Kern County retirement. Compare options from multiple top-rated carriers—no obligation.
"After 30 years working in Bakersfield, I wanted guaranteed retirement income without stock market risk. My fixed indexed annuity gives me $3,500 monthly for life—no matter what happens to the economy."
Guarantees are based on the financial strength of the issuing insurance company. Fixed indexed annuities have surrender charges for early withdrawal (typically 5-10 years). Independent brokerage - we compare products from multiple top-rated carriers to find the best solution for Bakersfield retirees.