We're not tied to one company. We're tied to your family's financial security.
Arias Financial & Insurance Services was founded with a simple mission: to provide honest, education-first financial guidance to Bakersfield and Kern County families—without the pressure, hidden agendas, or one-size-fits-all solutions that dominate the insurance industry.
In 2010, we opened our doors in Bakersfield with a clear purpose: to give Kern County families access to the same quality financial protection typically reserved for the wealthy—without the complexity, jargon, or pressure.
As an independent brokerage, we're not beholden to any single insurance company. That means we can shop the entire marketplace on your behalf, comparing policies from dozens of top-rated carriers to find the best coverage at the best price.
We've helped hundreds of Bakersfield families protect their homes, secure their children's futures, build tax-advantaged retirement wealth, and leave meaningful legacies. And we've done it with honesty, education, and a commitment to doing what's right—not what's most profitable.
These aren't just words on a website. They're the principles that guide every conversation, every recommendation, and every relationship we build in Bakersfield and Kern County.
We work for you, not insurance companies. Our loyalty is to Kern County families, period.
We take time to explain every option so Bakersfield families make informed decisions with confidence.
No hidden fees, no fine print surprises. Just honest, straightforward guidance you can trust.
We're your neighbors in Bakersfield, and your family's success is our success.
We're not your typical insurance agency. Here's what sets us apart in Kern County's financial services landscape.
Unlike captive agents who only sell one company's products, we shop 50+ top-rated carriers to find you the absolute best coverage and price. Our recommendations are based on what's best for your Bakersfield family—not which company pays us the highest commission.
No call centers. No automated responses. When you work with Arias Financial, you get direct access to our Bakersfield team who understands local industries, cost of living, and the unique challenges facing Central Valley families.
We believe informed clients make better decisions. That's why we take time to explain how each policy works, compare your options side-by-side, and answer every question—no matter how basic or complex. You'll never feel pressured or confused.
Our relationship doesn't end when you sign the paperwork. We're here for policy reviews, life changes, claims assistance, and financial check-ins throughout your journey. As your Bakersfield financial partner, we're in it for the long haul.
We earn the same commission regardless of which carrier you choose, so we have zero incentive to steer you toward one company over another. Our only goal is finding the policy that truly fits your Kern County family's needs and budget.
We only work with financially strong, reputable insurance companies with A+ ratings or better. This ensures that when your Bakersfield family needs to file a claim 10, 20, or 30 years from now, those companies will still be there to pay.
We're not a national chain parachuting into Bakersfield to sell policies. We're your neighbors. We shop at the same stores, our kids go to local schools, and we're invested in seeing Kern County families thrive.
That's why we understand the unique challenges Central Valley families face—from fluctuating agricultural incomes to oil industry volatility, from rising Bakersfield home prices to the need for affordable, flexible protection that fits real budgets.
We know Bakersfield, Delano, Shafter, Wasco, and all of Kern County because we live here.
Meet at our Bakersfield office, your home, or connect virtually—whatever works best for you.
We're proud to serve Bakersfield's diverse community in English and Spanish.
Schedule a free, no-obligation consultation with our Bakersfield team. We'll review your goals, compare your options, and create a personalized financial protection strategy—with zero pressure.