Serving Bakersfield, Delano, Shafter, and all of Kern County with independent financial guidance since 2010. Get personalized life insurance, IUL, mortgage protection, and retirement planning strategies—without the pressure of one-size-fits-all solutions. Trusted by local families and businesses.
From protecting your Bakersfield family's future to building tax-advantaged retirement wealth, we offer personalized insurance and financial solutions tailored to Kern County residents.
Protect your Bakersfield family's financial future with affordable life insurance coverage. We help Kern County residents find the right policy for their needs and budget from top-rated carriers.
Learn MoreBuild tax-free retirement wealth while protecting your family. IUL policies offer Bakersfield residents market-linked growth potential with downside protection and living benefits.
Learn MoreKeep your Bakersfield family in their home no matter what happens. Ensure your mortgage is paid off if the unexpected occurs—protecting your most valuable asset.
Learn MorePlan ahead with dignity and care. Cover final expenses for Kern County families so your loved ones can focus on memories, not financial stress.
Learn MoreSecure guaranteed retirement income with growth potential for Bakersfield retirees. Protect your savings from market downturns while enjoying upside opportunities.
Learn MoreExplore our complete range of financial protection and wealth-building solutions.
See All ServicesAs an independent insurance brokerage in Bakersfield, we're not tied to one company or product. That means Kern County families get unbiased guidance and access to top-rated carriers—all customized to your unique financial situation.
We take time to understand your goals, family situation, and financial priorities before recommending anything to Kern County residents.
Grow your retirement savings with strategies designed to minimize tax burden and maximize long-term returns.
We empower you with knowledge so you can make confident decisions about your financial future.
We understand Kern County families and businesses while offering access to the nation's top-rated insurance carriers and financial products.
Our simple, straightforward process ensures you get the right financial strategy without confusion or pressure.
We start with a free, no-pressure consultation to understand your financial situation, family needs, and long-term objectives.
We research top carriers and create a personalized plan that aligns with your budget, goals, and risk tolerance.
We handle the paperwork, secure your coverage, and provide ongoing support to ensure your financial future stays on track.
Schedule your free strategy call today and discover how we can help protect your income, build wealth, and secure your family's future.
Book Your Free ConsultationNo obligation. No pressure. Just clarity.
From young families to seasoned professionals, we provide tailored financial solutions for every stage of life across Kern County.
Protecting your loved ones with life insurance, mortgage protection, and legacy planning.
Income protection and wealth-building strategies for career-focused individuals.
Mortgage protection that ensures your family stays in their home no matter what.
Tax-advantaged retirement strategies and guaranteed income solutions.
Based right here in Bakersfield, we understand the unique needs of Kern County families and businesses. But as an independent brokerage, we also give you access to top-rated insurance carriers from across the nation.
Proudly providing life insurance and financial services to families and businesses throughout Kern County, California. Local expertise you can trust.
Life Insurance & Financial Services
IUL & Mortgage Protection
Retirement Planning & Annuities
Final Expense Insurance
Life & Health Insurance
Financial Planning Services
Military & Veteran Services
Family Protection Plans
Based in Bakersfield, California, Arias Financial & Insurance Services has been serving Kern County families and businesses since 2010. We understand the unique needs of Central Valley residents—from agricultural workers to oil industry professionals, from young families buying their first homes in Bakersfield to retirees planning their legacy in Tehachapi.
Our local presence means we're here when you need us, whether you prefer meeting in person at our Bakersfield office or connecting virtually from anywhere in Kern County. We're committed to protecting what matters most to our neighbors throughout Delano, Shafter, Wasco, Arvin, McFarland, Ridgecrest, California City, and beyond.
Get answers to common questions from Kern County residents about life insurance, financial planning, and our services.
Don't leave your family's financial security to chance. Get a free, no-obligation consultation and discover personalized strategies that protect what matters most.